National Snowsports Club Insurance Program

Snow Australia in association with Insurance Advisernet (IA) are proud to provide Australian Ski and Snowboard clubs the opportunity to purchase public liability insurance under the National Snowsports Club Insurance Policy. The policy is aimed at clubs of all levels from lodges and recreational clubs to competitive race clubs, Pathway Programs and Associations.

IA, is one of Australia’s biggest and most trusted General Insurance Brokers. Our Authorised Representative, Anne Hartree, Director of ALH Insurance Services Pty Ltd has been looking after Snow Australia’s insurance program for over 20 years, ensuring both appropriate cover and great service. Our Associations Liability Insurance program is underwritten by Sportscover Australia Pty ltd.

The National Snowsports Club Insurance Program (NSCIP)  is designed to meet the needs of the snowsports community covering on-snow events, club activities (ie fundraising, working bees etc.) along with the specific needs of race clubs and programs that operate overseas. These unique aspects of the policy allow for flexibility and for non-competition clubs/associations to enjoy the benefit of reduced premium levels, due to the level of support this policy has received from the wider snowsport community.

It is important that all clubs and associations that have previously enjoyed cover under the master policy continue to support this initiative to ensure the continuation of both favourable priding and relevant coverage. The Sportscover policy adequately meets the specific needs of the sport including the availability of cover for race clubs and programs overseas. Without these unique aspects of the policy our sport is greatly restricted. Non-competition clubs and associations can enjoy the benefit of the favourable premium levels, due in large part to the high level of support this policy has received from the wider skiing community. We encourage all ski and snowboard related clubs/organisations to join the Snow Australia policy.

In summary the National Snowsports Club Insurance Program provides protection via the following policy components;

  • General Liability - $10/20 million
  • Professional Indemnity - $2 million
  • Management Liability - $1/5 million
  • Ski Lodge Liability - $10/20 million
  • Policy Effective - 1st May 2024 to 30 April 2025

Premiums and Application Forms

Clubs / Lodges

Clubs and lodges operating on-snow programs or events.


  1. Application Form (new applications and amendments)
  2. Management Liability Form

Pathway Programs

As formerly approved and recognised by Snow Australia.


  1. Application Form (new applications and amendments)
  2. Management Liability Form

Associations

Snowsport Associations and other snowsport representative bodies.


  1. Application Form (new applications and amendments)
  2. Management Liability Form

All new clubs, lodges, programs and associations must complete the application form and management liability form. Previously insured organisations would have been provided with their renewal terms for 2024 via email (if you did not contact Snow Australia info@snow.org.au). 

When filling out the forms electronically, please make sure you save/download prior to completing to ensure ensure you don't lose any data. 

Additional Policy Information and Forms

Coverage is issued by Sportscover Australia Pty Ltd, ABN 43 006 637 903, AFSL 230914. This material contains general information only and may not suit your particular circumstances. The precise coverage afforded is subject to the statements and information in the relevant Product Disclosure Statement (PDS) and the terms and conditions of the insurance Policy when issued. You should obtain and consider the relevant PDS or Policy wording before deciding to acquire any insurance product. A copy of the PDS or policy wording is available by clicking here

Files available for download